Will My Health Insurance Cover My Medical Bills from My Lawrenceville Slip and Fall?

If you get hurt in a Lawrenceville slip and fall accident, you may have a claim for damages. If you fall in a public place or business, you’ll have to file a claim against their insurance company. For example, if you fall in the grocery store, you’ll have to file a claim against their general liability policy. They have insurance to cover accidents like this. They know that, at some point, a customer will fall and get hurt. They pay for insurance because they know it’s cheaper than being held liable every time someone falls and gets hurt on their property. The same is true for homeowners. They carry insurance in case someone falls on their property and gets injured.

And, while you will have to file a claim against the defendant’s insurance company, that doesn’t help you the day of your accident. For example, if you fall at the mall, you’re going to need to go to the emergency room. And, chances are, you’re going to be taken there in an ambulance. You certainly can’t drive yourself there if you’re seriously injured. In fact, any Lawrenceville slip and fall attorney will tell you – never drive yourself to the emergency room. You need to prove that your injuries were caused by the defendant’s actions. If you driver yourself to the hospital, they can claim that something other than your fall caused your injuries.

The problem is – who’s going to cover this trip to the emergency room? And, who’s going to cover any tests or medical care you get while at the hospital? It’s not like your insurance claim is going to be covered the moment your fall takes place. It can take weeks or months to get your claim approved. And, if the insurance company denies your claim, you may have to file a lawsuit to get damages. This isn’t going to help you when you need surgery or physical therapy. The good news is that your personal health insurance will cover this care. However, they don’t do it out of the goodness of their hearts. They will expect to be reimbursed at some point. This is why it’s important that you call an experienced personal injury lawyer in Lawrenceville right away. They’ll work hard to get you the compensation you deserve. They’ll also make sure your insurance provider is reimbursed.

Your Primary Insurance Company Will Need to Be Reimbursed When You Settle Your Case

When you first get injured in your slip and fall, you’ll need to go to the hospital. They’re going to ask for your insurance information. This is because, initially, they’ll be the ones to cover your medical care. If you need to stay in the hospital, they’ll be the ones paying for it. If you need surgery, it’s your primary insurance company that needs to cover it. However, they will expect to be reimbursed when you settle your case. In fact, they can put a lien against your lawsuit to ensure that you reimburse them.

Your medical care may cost hundreds of thousands of dollars. There’s no way you can expect your primary health insurance to cover this and not expect to be reimbursed. If the defendant is liable for your fall, they should have to pay for your medical care. This means that your Lawrenceville personal injury attorney will demand enough in medical bills to cover the money spent by your insurance company. And, when you settle your case, the first person who gets paid after your lawyer is the insurance company. They have priority over everyone else – including you. Until your medical bills are paid, you can’t expect to see a dime. This is because your lawsuit is intended to make you whole – it’s not intended to make you rich.

Call Our Office if You’ve Suffered a Lawrenceville Slip and Fall Accident

If you’re hurt in a slip and fall, you’re going to need medical care. You need to go to the hospital, get the necessary tests and find out what’s wrong with you. Hopefully, your injuries will be minor. But there is the chance that you’ll need surgery and physical therapy. This can get pretty expensive. It’s certainly not something you can pay yourself. This is why you need to call an experienced personal injury law firm in Lawrenceville. They’ll make sure you get the medical care you need. They’ll also ensure that your primary insurance company is reimbursed for any care they’ve paid for.