Personal Injury
Lawyers in Georgia

In the aftermath of an accident, injured victims often mistakenly believe that the insurance company is on their side and will help them to get the amount of compensation they deserve. Unfortunately, this is not the case. The insurer is operating a business, and like any business, their bottom line is making money. In order to accomplish this, companies often limit administrative costs by limiting the amount of time and effort spent on each claim, with the result being that offers to settle your claim may be far less than what you expected or what your case is actually worth. According to the Georgia Office of Insurance, avoid signing an insurance release accepting settlement of your accident claim before doing the following:

• Conducting your own investigation into the costs associated with replacing or repairing any property damaged in the accident;
• Speaking with your doctor about the prognosis for your injuries, any future treatments you may require, and any lasting effects or disabilities you may suffer;
• Keeping a written record of all bills and statements you have received, as well as all correspondence you have had with the company and its representatives; and
• Consulting with a legal professional before signing a release accepting a settlement amount.

You have one chance to get the compensation you need to recover from your injuries. It pays to have our experienced personal injury attorneys working on your behalf and negotiating with the insurance company to ensure you get the maximum amount you deserve.

In the aftermath of an accidental injury, it does not take long for medical bills to come flooding in. Depending on the circumstances of your accident, you may be entitled to compensation for these bills and other costs associated with your injuries. How do you manage these medical costs while waiting for your case to settle? You can always elect to have your bills paid through your own private insurance. If you do this, you are still free to receive compensation for these costs through your insurance claim or through a personal injury lawsuit. Your other option is to have our attorneys file a letter of protection on your behalf with your medical providers. This letter lets them know that you are involved in a lawsuit, and assures creditors that they will be paid through the proceeds of your suit or claim.

While most accident victims want to get the maximum amount of compensation for their injuries, many have concerns about actually taking their cases to court. According to statistics from Black’s Law Dictionary, in approximately 95 percent of personal injury cases, the injured party receives a settlement without ever having to step foot in a courtroom. A major reason that insurance companies are willing to settle is that a court proceeding will likely result in increased costs, such as court fees and legal expenses.

Any money saved by offering you less than what your claim is worth is cancelled out by these costs. Additional motivation for at-fault parties to settle is that if a claim amount cannot be agreed upon and the case goes to trial, a judge will then set the amount, which is again likely to involve additional costs, thereby eliminating any savings for the insurer or at fault party.