If you are a victim of an auto accident, caused by the negligence of another party, in Douglasville, Georgia, then you are entitled to compensation under Georgia law. This compensation can address all of your current and future medical expenses, your recovery and rehabilitation expenses, your property damages, your psychological treatment needs, your lost wages and any lost future earning potential, and even your pain and suffering. In certain cases, even punitive damages can be awarded, based on the degree of negligence or maliciousness of the at fault party. However, there are far too many people who are unaware of their rights as an auto accident victim, and who settle too early for a low ball offer made by the insurance company claims adjuster of the at fault driver. This is why it is so important for all victims of Georgia auto accidents to know their rights and be aware of the options available to them for seeking a fair recovery for all of their injuries and damages.
Auto Insurance Policy Requirements in Fulton County, GA
The laws of Georgia dictate how much auto insurance coverage each driver must have on their policies. Every driver is required to carry auto insurance and the minimum limits are:
- $25,000 per person – bodily injury
- $50,000 per accident – bodily injury to multiple people
- $25,000 per accident – property damage
You would be wise to note that these minimum requirements are typically nowhere near enough to cover the hundreds of thousands of dollars worth of injuries and damages that are most often associated with serious auto accident injuries. This is why so many people make the smart choice of obtaining uninsured/underinsured motorist coverage. This is not a legal requirement, but it certainly makes a difference when your injuries and losses are greater than what the at-fault driver’s insurance policy is able to pay for. At the same time, it is very common for an insurance company to minimize or even deny your auto accident claim based on faulty reasoning which allows them to dissuade you from continuing to pursue compensation and saves them a lot of money.
Were You in an Accident with an Out of State Driver?
Ten percent of all auto accidents in Georgia involve a driver from another state. In such situations, you may find that the laws of Georgia don’t even apply to your auto accident claim. In many states, the laws are quite similar, but not all hold the same values and requirements that we do in Georgia. In such an event, you would need to contact an experienced Douglasville, Georgia auto accident attorney like those at John B. Jackson & Associates. We’ll offer a free consultation for your claim and help you to understand the unique nature of your case and how to proceed to get a fair settlement.
Your Legal Rights and the Statute of Limitations
Anyone who has been injured in a Douglasville auto accident needs to be aware of their legal rights and fully understand the process of seeking compensation for your injuries and losses. This includes knowing the limits to your rights as an auto accident victim, which extend only through the time period of the statute of limitations. The statute of limitations is a timeframe within which you must file your auto accident claim, or else you will have forfeited your right to do so. Depending on the circumstances of your auto accident claim, where it happened, and who was responsible, this timeframe can be shorter than you might think. You also have to keep in mind that your case is stronger, the sooner you file. This is because evidence and witness testimony are all still fresh and current when you file right away.
When to Contact a Fulton County Auto Accident Attorney
After an auto accident in Douglasville, Georgia, the sooner you contact an experienced Fulton County auto accident attorney, the better off you’ll be. Your attorney can advise you in what to say and what not to say to the at-fault driver and his or her insurance company, and can help you get started with the paperwork and gathering of evidence very quickly. After reviewing the details of your claim, a lawyer will be able to help you assign a value to your damages, calculating all of the expenses and losses that you’ve incurred and then, fight for your right to recover the compensation owed to you. Contact John B. Jackson & Associates today to schedule your free consultation and learn more about how we can help with your Douglasville, Georgia auto accident claim.