I encounter so many cases where a person responsible for causing injuries someone renting a home or an apartment. Also, there are so many cases where a rental home or apartment is destroyed by fire and the renters contents are completely destroyed. Many people that rent are not aware that they can purchase renters insurance that will cover their contents in a fire and also cover them if someone is injured on their property. Call an insurance agent to discuss what you can do to protect yourself or call me. I will always gladly answer any questions you might have about insurance related matters.