There are so many reasons to not call names and make allegations on Facebook or other social media. First, it does not do you anything good. Plus, you could be sued for saying the things you say that are not entirely true. There also will not any insurance coverage available if you do cause damages to someone.
When it comes to your homeowners policy, did you know the liability section covers only “bodily injury” and “property damage?” Thus, any type of non-bodily injury, such as personal injury, is excluded without the attachment of a personal injury endorsement. Examples of personal injury claims include wrongful eviction, wrongful entry, and oral or written publication that injures a party’s reputation. This latter event is becoming particularly problematic with the rapid growth in social media.