If you’ve ever had to deal with an insurance company, you know how frustrating it can be. It seems like you can never get a straight answer, starting from how to file an insurance claim to getting your claim approved. One way to avoid this from happening is to look up the “top auto accident lawyer near me” and hire that person.
Once you file an insurance claim, your attorney will follow up to see if it’s been approved. If it is denied for some reason, your lawyer will waste no time filing an appeal. If need be, they’ll even file a lawsuit on your behalf. You’ll know that you’ll have someone in your corner throughout the entire process. This peace of mind is something you can’t really put a price on. However, it is comforting to know that you don’t have to pay your attorney anything upfront.
File an Insurance Claim: How Does the Claims Process Work?
The insurance claims process can be very confusing. Sometimes, you can’t tell who is supposed to be helping you. If the other driver caused the accident, they should be held responsible. It can be frustrating to feel like nobody is listening to you. It’s not that you expected the insurance adjuster to cut a check the same day you file an insurance claim. But you should be able to expect that the matter will be resolved in a fair time frame.
Essentially, the claims process itself can be quite daunting if you’ve never done it before. In a nutshell, the insurance claims process can be broken down as follows:
- You file an insurance claim with a copy of the police report
- The insurance company will call you and ask you to make a recorded statement over the phone
- You’ll wait for the insurance adjuster to process your claim
- If your claim is approved, you’ll have your check in a week or two
- If your claim is denied, you’ll get a letter in the mail explaining why it has been denied
- Your Georgia personal injury attorney will file an appeal with the insurance company
- If the appeal isn’t successful, your attorney will file a civil lawsuit against the other driver
- The insurance company is legally required to represent the driver
At every step of this process, your attorney can help you. As you can imagine, this process is time-consuming. It can also be very frustrating. Having a Georgia personal injury attorney handle it for you takes the emotional toll off of your shoulders.
Is It An Advantage to Hire One of the Top Auto Accident Lawyers Near Me?
It’s almost always beneficial to have a Georgia personal injury attorney in your corner. Not only do they know the law, but they also know how the insurance companies operate and can help you file an insurance claim. They aren’t intimidated in the least. The fact that the other driver will have a team of lawyers working for them won’t be a problem. If you search for the “top auto accident lawyer near me,” our firm will likely come up and we can take over for you.
One of the main reasons people hire a lawyer is so that they don’t have to deal with the bureaucracy of insurance companies. It seems like you file an insurance claim right away and then sit back and wait for something to happen. In the meantime, you have medical bills piling up and can’t afford to get your vehicle fixed. One thing your attorney will do for sure is to get things moving along once you file an insurance claim.
The other advantage to hiring an experienced attorney is that they had years of experience dealing with cases just like yours. They know what it takes to get you a fair settlement. They also know how to prove damages. If you hire a seasoned lawyer, you know you’ll be in good hands.
The Insurance Company Won’t Try to Take Advantage of You
People who decide to file an insurance claim on their own often run into trouble. Insurance adjusters happen to put these claims at the bottom of their pile. They are in no rush to review or approve them. They focus on the cases where there is an attorney involved.
The other thing insurance companies do when they learn a claimant isn’t represented is offer them a low settlement. Their hope is that you’ll accept the settlement after you file an insurance claim and sign a release. This way, you can’t come back later on and demand more money.
This will change once you retain a Georgia personal injury attorney. When this happens, the insurance adjuster will realize you mean business. They won’t try to take advantage of your lawyer because they know it won’t work. Instead, they treat the claim like it has priority and move things along.
Your Georgia Personal Injury Attorneys Will Help Negotiate a Settlement
Ideally, the insurance company will do the right thing and pay your claim. However, if that doesn’t happen, your Georgia personal injury attorneys will file a lawsuit on your behalf. They’ll gather whatever evidence they can to prove the other driver was at fault. They’ll also make sure they have what they need to prove your damages.
Once you file suit, the insurance company will have a chance to file a response. Normally, their response will just restate the reasons they gave for denying your claim in the first place. They won’t give any specific details in their civil answer.
Once both sides have had their chance to tell their side of the story, settlement negotiations will start. The courts in Georgia do whatever they can to help parties settle their civil lawsuits. Your case will be no different. Your attorney will reach out to the insurance adjuster and their attorney and try to negotiate a fair settlement.
Call One of Our Georgia Personal Injury Attorneys Today
If you’ve been in an accident and are having trouble with the insurance company, we can help. If you call one of our Georgia personal injury attorneys, they can help you file an insurance claim. They can even help file your appeal if your claim has been denied. All you need to do is call and schedule your free consultation.
When you come in for your initial meeting, you’ll have a chance to ask any questions you may have. You can also give the attorney your side of the story. If they feel you have a valid claim, they’ll offer to represent you. If you decide to move forward with our firm, we will fight to get you the money you deserve.