While most accident victims want to get the maximum amount of compensation for their injuries, many have concerns about actually taking their cases to court. According to statistics from Black’s Law Dictionary, in approximately 95 percent of personal injury cases, the injured party receives a settlement without ever having to step foot in a courtroom. A major reason that insurance companies are willing to settle is that a court proceeding will likely result in increased costs, such as court fees and legal expenses. Any money saved by offering you less than what your claim is worth is cancelled out by these costs. Additional motivation for at-fault parties to settle is that if a claim amount cannot be agreed upon and the case goes to trial, a judge will then set the amount, which is again likely to involve additional costs, thereby eliminating any savings for the insurer or at fault party.